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It is simply not possible to do everything successfully on your own. Creative marketing guru and edgy entrepreneur, Kopano Ruth Pheladi Moshoana, is the founder of the digital business known as KPRM Marketing Solutions, and owner and co-founder of Sorted VA — a virtual assistance agency, providing solutions geared towards helping small business owners save time and money, through ad-hoc duties, email management, events support and management.

Kopano is quite passionate about impacting at scale through entrepreneurship. Who are you inspired by and why? I am inspired by my older brother, Nkosi, because of his selfless nature and amazing mind. He has been such a great source of guidance to me, in life and in business too. It has been such a gradual and exciting journey, honestly. I then decided to start my own Agency the year thereafter.

It was, surprisingly, an easy path to pursue as I know that this was my true purpose in life. However, the day-to-day challenges can often be challenging, but my vision keeps me going. At KPRM Marketing, we specialise in establishing, maintaining and growing the online presence of your business brand, among other specialities.

We offer a wide range. It is important to have a teachable spirit — having a passion to learn everyday is key. What are the most rewarding parts of your job? The most rewarding part of my job is getting to help others prosper, by representing them in the best way possible, offering high quality services.

Every business deserves intentional brand building to win! What have been some major obstacles in your career, and how did you conquer them?

Trying to stand out from the pool of other upcoming digital agencies; the online space is overly saturated with what we do, but I always embrace our unique mission, which is uplifting Africa through Digital transformation. This is exactly what keeps us motivated through the turbulent, trying times in this field.

What advice do you have for young women who aspire to work in your field? Just start! The internet avails us the opportunity to learn how to use all things digital to help ourselves and others, and there is a plethora of educational content that you can. If you know how to utilise your God-given skills correctly, then you will always stand out.

Honestly speaking, I am not much of an avid reader, but rather a keen learner of all things, and acquiring general knowledge. I resonated with it so much because I truly believe that it is within the midst of struggle that we actually build character. My hobbies include some good old meditating, sitting down and journaling, and listening to music.

I believe, and can attest to the fact that true success, in life, is built through collaboration with others. Top to bottom: Folorunsho Alakija; Ngina Kenyatta; Hajia Bola Shagaya; Wendy Appelbaum; Wendy Ackerman Looking at the list of the richest women in Africa, what is striking is that acquiring billionaire status does not happen overnight.

Everyone featured here has spent a lifetime investing in, and growing, their entrepreneurial empires. Silver hair and gold in the bank! She is the owner of several groups of companies including Dayspring Property Development Company Limited, a real estate company which owns properties around the globe, as well as Rose of Sharon Prints and Promotions.

She started. Nearly 40 years later she is CEO of Bolmus Group International with interests in oil, real estate, banking, and photography. Hajia founded Practoil Limited, and in became its managing director. Today Practoil is one of the largest importer and distributors of base oil in Nigeria today. The company extends its food and retail services across South Africa, southern Africa and even Australia, and has employed an estimated 49, people over the years.

Overall, Wendy is also a director of Sphere Holdings Pty Ltd, which is a black empowerment company addressing financial services in mining sectors. Along with her husband Raymond Ackerman, Wendy has been a tremendous force in building up one of South.

Currently in self-imposed exile in Dubai she is embroiled in legal battles while watching her empire implode. We adjust our wide range of benefit options every year, while keeping it simple and user-friendly. We aim to make quality healthcare accessible to all South Africans and offer a wide range of plans that are simple to understand and easy to use. Bonitas is there for its members, which was demonstrated more than ever during the COVID pandemic where several strategies — including free virtual consultations — were introduced to assist our members in terms of care, information, testing and vaccines.

Bonitas celebrates 40 years as a private healthcare scheme in South Africa, evolving and expanding its capabilities in response to the needs of a growing membership base. We have a total of beneficiaries and are pleased that we are one of only two medical schemes in South Africa that saw membership growth in the past year.

We are proud to say that, despite the poor economic performance in South Africa, Bonitas, which belongs to the members, is fiscally healthy with a total of R7. We have a rich heritage and solid understanding of the South African private healthcare industry. We know the rising cost of healthcare is the top concern for our members. Therefore, our team of experts is constantly looking for innovative ways to reduce costs and increase benefits.

We make strategic investments in technology, for example, to ensure lifestyle diseases are identified before they become chronic. Whether you are an entrepreneur, CEO, newlywed, a young couple with children, retiree or minimum wage earner, we have benefits which will match your needs.

We know that we all need peace of mind when it comes to healthcare which is why Bonitas has a plan for you. This is how we fulfil our aim of providing affordable, quality healthcare for all South Africans.

To support the process of empowering and developing women within Bonitas, we have a Learning and Development Policy to promote continuous learning and development. Furthermore, Bonitas has a Talent and Succession Management Policy and Framework in place to provide guidance in terms of talent identification and development. Foster relationships Embrace every opportunity Continuous learning Balance yourself Influence with impact.

Bonitas has a lean senior management team given the structure of the Scheme and the current outsourcing model. However, over the past few years, gender empowerment has strengthened the senior management team by creating a balance and by offering unique management and interpersonal skills.

Since women typically excel in emotional intelligence and empathy, these leadership styles often strengthen the employee work ethic, employee development, respect amongst employees, critical thinking skills and collaboration.

As a women leader within Bonitas, I strive to gain as much experience and influence within my current team structure. In doing this, it is important to promote a healthy worklife balance and exemplify integrity. One of my key roles is to create an enhanced focus on good corporate governance principles. These include accountability, responsibility, transparency and fairness.

By factoring these four key focuses into all aspects of business operations, you can work toward establishing corporate social responsibility. Corporate governance and social responsibility are intrinsically linked, both helping organisations to retain a healthy business balance. The key for successful organisations would be to ensure that the Board practices good governance while having sustainability in mind. The building blocks for a future-fit organisation is an organisation with a supportive environment which provides for continuous learning and the development of future-fit leaders.

Learn continuously Communicate powerfully Champion change Build relationships Develop others Think and act innovatively Value collaboration and teamwork Solve problems and make decisions Take responsibility and be accountable. Shirley is a leader, who consistently demonstrated professional values and work ethic.

I recently attended a leadership training course and one of the key takeaways was the importance of building a future-fit organisation, and with future-. Furthermore, the Scheme encourages the participation of women across various job categories and levels of employment.

Finally, Bonitas seeks to put in place strategies and programmes to assist women to realise their aspirations in line with the Employment Equity EE plan. The women constituting the Bonitas Senior Management team have brought in soft skills which include but are not limited to communication skills, conflict resolution, multitasking, compassion and the ability to work under pressure which are much needed for a flourishing and sustainable work environment.

Furthermore, the Employment Equity. This includes reducing the number of printed documents for meetings and considering available technological applications to share information with the Board and committees. She is an intellectual academic achiever who exudes a strong presence, power and composure. Professor Phakeng. Over and above being an academic achiever, Prof Phakeng has a sense of style.

Ante-nuptial or post-. There are new products, such as BizFlex — a pay-as-you-earn product that holds. This is done by have the potential to increase in value, such as property, as well as paying off. For individuals, this can overdraft facilities, instalments, and leasevehicle-lending options, as well as credit. Useful affordability and repayment calculation tools can also be found here.

Our vision is to deliver practical and creative solutions to our business partners that will enable them to remain competitive and successful in a complex world. We embrace our femininity and do business in an authentic way. We believe that women infuse the business world with a gentler and heart-centred energy. We always strive to embody the feminine qualities of compassion, empathy, and friendliness. Women value cooperation and collaboration.

These two abilities or vital skills in the new world of work, which are also the essence of femaleled businesses, have enabled us to build a healthy and strong company. Contrary to popular belief, women can work together and do so with great success.

Our feminine approach also has an enormous impact on how we are perceived in the market and the kind of quality clients that we attract. Human intellectual capital capacity building: Without talented, skilled staff, businesses have little hope for the future. Data collection and activation: The right data helps to understand customer needs better so that businesses can offer customised advice, cover, and tailored pricing.

Real-time video and collaboration platforms that enable us to eliminate delays and reduce the number of onsite visits in the case of a claim. Digitisation: Insurance companies are adopting digital strategies for savings and efficiency, as well as increased customer satisfaction. Our desktop technicians use streaming services during quoting, inspections, or service calls to improve the quality and timelines of the triage process.

Seamless insurance web-based software, real-time portfolio management tools as well as online training and support make it possible for us to work from anywhere in the world on as many devices as we please. This ability makes quoting, policy conversion, and amendments easy, and receiving claims notification in real time a reality.

Our insurance business partners have access to their monthly reports and portfolio information in real time. AI: The specialised functions of AI and machine learning assist in preventing fraud and money laundering.

Underwriting and pricing are also set to be overhauled by using this transversal tech. Blockchain: It enables the creation of a digital ledger that cannot be altered. Using this technology, insurers can reduce the administrative costs that come with reviewing claims and checking payments made by third parties.

We use our social media platforms — Facebook, YouTube, LinkedIn, Twitter, Pinterest, and GooglePlus - to educate our audience on insurance-related topics, inform them of the latest news and regulations, and inspire them to be their best and live on purpose.

We believe that by sharing quality content regularly, we build our brand and subtly yet authentically create awareness of who we truly are and by doing so attract our ideal audience into our inner circle.

Sustainability is one of the core values that underpins our brand. We believe that sustainability starts with being human by building lasting relationships through trust, competence, care, and responsibility. Sustainability is also built into our product offering as we strive to offer solutions that will stand the test of time instead of merely fly-by-night products. We also assist our clients, through regularly analysing our data, to manage their portfolios to remain at a certain level so that they survive and thrive in challenging times.

Africa offers numerous opportunities and is rich with talented and gifted people who deserve a chance to show their metal and become financially independent. We believe that Africa and its people can truly change the narrative and inspire a new history. For us at the moment, home is where the heart is.

We do, however, insure South African businesses with assets in neighbouring countries, and are always curious about chances for expansion. Creative thinking Emotional intelligence Social consciousness Adaptability and flexibility Communication and coordination skills Resilience and tolerance to stress Active learning, curiosity, and a growth mindset Social maturity Mindfulness and human consciousness Tech-savvy Judgement and decision-making competencies Critical thinking and reasoning Complex problem-solving Negotiating.

As the official insurance provider of SABOA, we provide their members with customised risk management and insurance solutions. Female leaders who live on purpose and follow a heart-centred approach inspire me. Not ignoring your intuition, going with the flow instead of always against it, showing compassion, working together instead of always competing against one another, are all qualities that I associate with the feminine way of doing business.

She is strong yet gentle, ambitious yet humble, and cares for her fellow human beings, and especially about empowering women. Develop your decision-making skills. Decisiveness in business is an important part of running your own business.

Trust yourself and trust your gut. Build certainty by owning and believing in what you do. Transactions happen where there is the most certainty. Actions speak louder than words. Tell the world what you want to do but first show it. Trust yourself and be true to your nature so that others can trust you. Trust in all relationships accelerates transactions. Develop your higher faculties by developing objectivity, intuition, will, reason, memory, and imagination.

Started Ibiliti Underwriting Managers in Ibiliti Underwriting Managers is one of the few female-owned or femalemanaged underwriting agencies in South Africa. In , we reached the milestone of successfully running a femaleowned business in the insurance industry for ten years.

Picking seven vibrant colours and creating a brand that attracts attention and sparks the imagination is not something that many businesses in the financial services industry do. But we are different and like to go about our day with a touch of charm. The seven bright colours were consciously and deliberately chosen to tell the story of our. Our colours reach far beyond the confines of our logo.

When you get to know Ibiliti Underwriting Managers and our employees better, you realise we genuinely embody our colours. There is nothing dull about the way we do business. She is a seasoned entrepreneur who has co-founded five businesses in the short-term insurance industry.

Be assured that there is nothing airy-fairy about the way we do. Our strength lies in our ability to adapt to the times, adopt new technologies, and infuse everything we do with much heart and feminine wisdom by honouring our values. We are also pretty good at enabling and supporting our brokers by being human and placing ourselves in their shoes.

This is evident as Ibiliti Underwriting Managers has served our customers for ten years in the short-term insurance space. We believe that empathy and understanding expand beyond fancy algorithms and that doing business without the human component will lead to failure. It is tough to replace specialist interaction and human. It is not only something that the business world desperately needs but also society and the world at large.

We also constantly strive to embody the feminine qualities of compassion, kindness, and friendliness. Our products also show how much we care. This is exactly what motivated us to innovate our Excess Cover to empower companies to buy down those often-substantial insurance excesses.

Best of all, this is a standalone product. Every business in our Rainbow Nation is different and often mainstream insurers do not cater for their needs. We provide one simple business insurance solution that is easy to understand, adaptable, and designed to cover South African business owners who fall within a low-risk category. Our solution is ideal for professionals, businesses in the hospitality sector, retailers, restaurants, photographers, offices, and mobile businesses.

This is a comprehensive insurance solution for all types of bus operators to. A good dose of love is always part and parcel of everything we do. So, living from the heart is a way of being at Ibiliti. Every client is treated with the utmost respect, understanding, and empathy.

When it comes to our communities, we make differences in small ways but with big hearts. Doing business in South Africa has its challenges, but at Ibiliti, we have always found a way to make it work and turn grey situations into colourful events.

You should definitely try it too! Our vision At Ibiliti we wake up inspired every morning because of our love for the short-term insurance industry and the joy that we receive in delivering real value to South African businesses.

We believe in being human and thinking creatively about insurance and risk solutions to consistently and continuously be of better service.

Our mission We are on a mission to deliver practical insurance and risk solutions to a vast number of South African businesses to cover and manage their respective specialist industry exposures, through human understanding, creativity, insight into the future, efficient service, tailored quality products, advanced technology, and sustainable results.

Do nothing out of selfish ambition or vain conceit. Rather in humility value others above yourself, not looking to your own interest but each of you to the interest of others. Company history Our story began in , sparked by a passion for collaborating with clients to provide solutions which create peace of mind.

At Ngubane, we are not just a team of accountants, auditors, and consultants — we are trusted and reliable business partners that care about the future. Through industry experience, deep expertise and understanding of the wider global business perspective and the South African political-economic environment, we are able to help our clients and business partners create long-term value and limitless future growth opportunities.

Today, Ngubane has a national footprint. Social responsibility initiatives Our social responsibility initiatives remain rooted in education and contributions that redress the historical social ills of our country.

Donation to schools Santa shoebox initiatives Donation of relevant essentials to affiliated disability centres. It is our ongoing effort to narrow the disparities in executive positions where women lag behind males. We may not have a gender policy in place, but this topic is addressed in many of our documents, including human resources strategic initiatives, recruiting processes and employment equity reports.

We are of a firm belief that a more diverse workforce and management structure promotes creativity and innovation, resulting in making business more successful.

Drive innovation as the key to identify new and quick ways to provide solutions. Be agile and proactive in different situations. Cash flow management - Spend on what is important. This will help businesses scale through during challenging times. Collaboration and partnership with other industry experts to create better opportunities.

Prioritising the wellness of your most valuable resource: people. In recent years, the evolving roles of men and women in society has created a demand for gender balance at all levels of business. When it comes to senior management, women continue to fall behind males globally. As a firm, we gradually implemented the values of equal. One of the fundamental strategic goals for our firm is people, which includes transformation as one of the strategic objectives.

The key performance measure for transformation is attaining a set target of female and ethnic diversity throughout all levels of staff. Our transformation and succession planning activities have ensured that we continue to remain a B-BBEE Level 1 business. At Ngubane we recognise that different ideas, perspectives, and backgrounds create a stronger and more creative work environment that delivers better results.

As an organisation, we have seen a change in culture that has led to a more flexible environment promoting a healthy family life. Our transformation strategy is underpinned by our continued pursuit for diversity and alignment with B-BBEE drivers and requirements.

What are the current and future trends in your sector? The use of IT tools in our service offerings has helped to provide expertise and efficiency to our clients, which is an industry trend we have undertaken. We noted a positive shift into sustainability reporting. Organisations are reporting more on the impact their businesses have on people and the planet.

Another trend coming through is responsible artificial intelligence and human centred technology. This ensures that as we innovate and evolve, we do so in an ethical manner. These tools have really made things simpler, better, and faster. We engage in topical conversations and campaigns, as well as use social media to create awareness related to our different service offerings. How are you integrating the drive for sustainability into your organisation?

Corporate social responsibility might have recently become a focus for some companies but for Ngubane this is the reason the firm was established. Ngubane has always recognised that we are part of a bigger ecosystem and how we do business affects that ecosystem. West African countries.

I have seen the beauty of collaborations between different countries. We do however need to put in effort into making it easy to do business with each other, through infrastructure development and logistics.

Future leaders need technological intelligence, agility, empathy, resilience, cohesive collaboration, and emotional intelligence. With the world becoming more globalised, cultural intelligence becomes an important trait for a leader. Finally, self-leadership in holistic wellness as a leader.

Chimamanda Ngozi Adichie. To me, she is more than a writer. Chimamanda goes beyond the borders of being a writer. Her writing influences the cultural, social, and political landscapes. This has made her a thought leader in many fields. I am optimistic when it comes to doing business in Africa.

Personally, I spent five years of my year career in Nigeria between Lagos and Abuja. Follow me finding. Earrings purchased are strictly non-exchangeable and non-refundable. Artists Premium is an artistic and event agency specializing in artistic production and organization of shows. Our agency has a catalog of music bands and professional artists from authentic gospel in the African American style, reggae, jazz, soul, Pop, dance Gospel choir for concerts, weddings, and other events June 09, You are organizing an event and you want to listen to the real gospel?

Afro-American gospel: authentic gospel? You are at the right place! Your Gospel Team is a gospel choir, the first one in Switzerland, specialized in the animation of the weddings, concerts, The machine is in good working order. Detailed photos available on request. Perhaps you'd like to talk Archived from the original on May 24, Retrieved March 28, Retrieved November 1, November 1, July 10, Retrieved January 2, Retrieved January 22, As of December [update] , Tesla reported global sales of , Model S cars.

June 16, September 3, Retrieved September 4, Archived from the original on April 19, Retrieved August 21, March 31, Retrieved April 1, Retrieved July 10, Retrieved April 16, Tesla Inc. Palo Alto. February 22, Archived from the original PDF on February 23, Retrieved February 22, Production totaled 24, vehicles in 4Q and vehicle deliveries totaled 22, units. No breakdown by model was provided.

Archived from the original on April 12, Retrieved May 16, Tesla's quarterly reports, meanwhile, had put the Model 3's cumulative sales at , at the end of Retrieved February 3, The world's top selling plug-in car was the Tesla Model 3 with , units delivered, and Tesla was the top selling manufacturer of plug-in passenger cars in with , units, followed by VW with , Retrieved February 1, Retrieved February 5, Retrieved January 24, See Graph: "Top 10 U.

Plug-in cars cumulative sales " and "U. Retrieved March 12, Moore February 14, EVs illustrated by registration report". Automotive News. According to Experian , in the top U. Clean Technica. In Norway and the Netherlands, the Model 3 was the 1 best selling automobile of any kind in any class in Retrieved May 10, To access the sales ranking by model choose "Modell" and the tabs for "" and "Desember" — The Tesla Model 3 was the best selling passenger car in Norway in with 15, units registered.

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Retrieved November 3, Five other states charge no sales tax at all and 34 states, including Arizona and Texas, don't charges sales tax on manufacturing equipment. Hobbyist: Ross Korsky. Mac OS Win Read Help Document. About This Version Version 1. Screenshots and Videos. Customer Reviews.

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